Car Insurance Rates By Zip Code

And calculated rates by surveying the nation s six largest auto insurers allstate farmers geico nationwide progressive and state farm. If you live in a zip code with elevated auto theft rates your car has a greater chance of being stolen which means you are more likely to file a claim.

Californian Car Insurance Rates Vary Widely Across The State

Of course auto theft rates vary by location and insurers rely on zip code to define a geographic area in order to assess its car theft rates.

Car insurance rates by zip code. If you were to move across town your car insurance premium could get cheaper or more expensive depending your new zip code. For the cheapest zip codes rankings were determined by identifying the zip code with the least expensive average rate for home insurance and then listing them in ascending order. Your car insurance costs will change based on your vehicle driving record and location right down to your zip code.

Car insurance premiums are incredibly specific. You can also read our guide on how to estimate car insurance costs which includes taking into account the amount of coverage you need your age and your location among other factors. Auto insurance rates by zip code vary due to each area s statistics for vehicle theft accidents and road conditions.

Choose a city below to find out more. Zip codes in brooklyn new york and new orleans louisiana rank second and third respectively behind detroit michigan. The cheapest zip code in america is in green springs oh at 53 month on average while the most expensive zip code is in detroit with an average rate of 527 month.

Estimate cost of car insurance. Feel free to calculate cost of car insurance by zip code saving on policy rates. Our average car insurance rates tool above lets you compare auto insurance rates by zip code.

The auto insurance shopping service compared zip codes based on a hypothetical driver and found that all other factors being equal. The difference between the highest and lowest rate is what you can save if you shop around for coverage. Using our car insurance zip code calculator below you can see average car insurance rates by zip code as well as the highest and lowest rate fielded from up to six major insurers for the same.

Auto Insurance Rates By Zip Code Why Zip Codes Matter